About SIP Calculator
Calculate mutual fund and index fund returns via Systematic Investment Plans (SIP). Features annual step-up percentage to account for annual salary increments.
Key Capabilities & Features
- Calculates total invested capital, estimated returns, and final maturity wealth
- Annual step-up percentage slider (increase SIP by 5-15% every year)
- Year-by-year investment vs wealth chart
- Instant real-time recalculation
How to Use SIP Calculator
1
Enter Monthly SIP
Type the amount you invest every month.
2
Input Expected Return
Specify the expected annual percentage return (e.g. 12%).
3
Add Step-Up %
Optionally increase your monthly SIP annually with salary raises.
Privacy & In-Browser Execution Guarantee
100% client-side privacy.
Frequently Asked Questions
What is a Step-Up SIP?
A Step-Up SIP automatically increases your monthly contribution by a set percentage each year, significantly accelerating long-term wealth compounding.