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Compound Interest Calculator

Future value investment calculator with periodic contributions and Rule of 72

Currency:

Growth Parameters

Annual Interest Rate (%)8%
Investment Horizon10 Years
Total Future Balance
$112,230.85Invested: $70,000
Total Interest Earned
$42,230.85Compound interest return
💡 Rule of 72 Doubling Time: At 8% annual return, your money doubles every 9 years automatically!

Wealth Growth Trajectory

Cumulative Deposits vs Compound Interest Returns

Deposits
Total Balance
Principal Contributed Compound Interest Growth $112,231 $56,115 $0 Yr 1 Yr 3 Yr 5 Yr 7 Yr 9 Yr 10

About Compound Interest Calculator

Simulate compound interest growth with initial principal and recurring monthly deposits. Supports daily, monthly, quarterly, semi-annual, and annual compounding frequencies.

Key Capabilities & Features

  • Configurable compounding frequencies: Daily, Monthly, Quarterly, Semi-Annual, Annual
  • Supports ongoing monthly contributions alongside starting principal
  • Rule of 72 calculation showing estimated doubling time in years
  • Year-by-year trajectory table of contributions vs pure interest earned
  • Visual KPI metrics for future portfolio balance

How to Use Compound Interest Calculator

1

Set Principal

Enter your starting capital and planned monthly deposits.

2

Input Return Rate

Enter expected annual percentage yield (APY) or market return.

3

Inspect Compounding

Review the annual balance trajectory and interest growth.

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Frequently Asked Questions

What is the Rule of 72?

The Rule of 72 is a quick formula to estimate how many years it takes for an investment to double: divide 72 by the annual interest rate.