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South Africa Salary & SARS PAYE Tax Calculator

Official South African net salary calculator 2024 / 2025: SARS PAYE brackets (18% to 45%), age rebates, Section 11F pension deductions, Medical Aid credits, and UIF cap

SARS 2024 / 2025 Tax Brackets & Statutory Law

South Africa Salary & SARS PAYE Calculator

Accurate South African net pay calculator. Calculates SARS PAYE progressive income tax, age tax rebates, Section 11F pension deductions, Medical Aid tax credits, and UIF caps.

Net Monthly Pay (In Bank)
R 27 086
77.4% of gross income
Net Annual Pay
R 325 036
Per tax year (12 months)
Monthly SARS PAYE
-R 5 112
Effective PAYE: 14.6%
Monthly UIF (1%)
-R 177.12
Capped at R177.12 / month

Salary & Demographics

R 35 000
R
7.5% (R 2 625/mo)

Tax deductible up to 27.5% of remuneration (max R350,000 / year).

R364/mo main member, R364/mo first dependant, R246/mo additional dependants.

UIF Deduction (1% Employee)
Mandatory for employees working over 24 hours per month

Monthly Payroll Breakdown

Gross Monthly RemunerationR 35 000,00
Pension / RA Deduction (Sec 11F)-R 2 625,00
Taxable Income for PAYER 32 375,00
Gross Tax Liability before creditsR 6 911,83
SARS Age Rebate (Monthly equivalent)-R 1 436,25
Medical Scheme Fees Tax Credit-R 364,00
Net SARS PAYE Withheld-R 5 111,58
UIF Contribution (1%, max R177.12)-R 177.12
Net Salary In BankR 27 086,30

SARS 2024 / 2025 Statutory Income Tax Brackets

R 1 – R 237,10018% of taxable income
R 237,101 – R 370,500R 42,678 + 26%
R 370,501 – R 512,800R 77,362 + 31%
R 512,801 – R 673,000R 121,475 + 36%
R 673,001 – R 857,900R 179,147 + 39%
R 857,901 – R 1,817,000R 251,258 + 41%
R 1,817,001 and aboveR 644,489 + 45%

Understanding South African Payroll & SARS Tax Calculations

What is SARS PAYE?

Pay-As-You-Earn (PAYE) is the income tax withholding method in South Africa where employers deduct income tax directly from employees' paychecks on a monthly basis and remit it to SARS.

How do Age Tax Rebates work?

Every natural person qualifies for the Primary Rebate (R17,235). South African taxpayers aged 65 to 74 receive an additional Secondary Rebate (R9,444), and those 75 and older receive an additional Tertiary Rebate (R3,145), reducing their total tax liability.

What is Section 11F Retirement Relief?

Contributions to an approved Pension Fund, Provident Fund, or Retirement Annuity (RA) are deductible up to 27.5% of remuneration or taxable income, capped at R350,000 per year, significantly lowering your net tax burden.

What is UIF and what is the limit?

The Unemployment Insurance Fund (UIF) provides short-term relief to workers. The employee contribution is 1% of gross remuneration, capped at an earnings ceiling of R17,712 per month (maximum deduction of R177.12 per month).

About South Africa Salary & SARS PAYE Tax Calculator

Accurate South African net pay and tax calculator for 2024 / 2025 SARS tax year. Computes monthly and annual take-home pay, SARS progressive PAYE income tax brackets (18% to 45%), primary, secondary, and tertiary age rebates, Section 11F retirement annuity and pension deductions (up to 27.5%), Medical Scheme Fees Tax Credits (MTC), and mandatory UIF contributions (1% capped at R177.12/month). 100% private in browser.

Key Capabilities & Features

  • SARS 2024/2025 progressive tax brackets (18% up to 45%)
  • Automatic age rebates (Primary R17,235, Secondary R9,444, Tertiary R3,145)
  • Section 11F retirement fund tax deductions (up to 27.5% capped at R350,000)
  • Medical scheme fees tax credits (R364/mo main, R364/mo first dependant)
  • UIF calculation (1% employee share capped at R177.12/month)
  • Full monthly and annual payroll breakdown with 1-click clipboard copy

How to Use South Africa Salary & SARS PAYE Tax Calculator

1

Select Pay Frequency

Choose between entering your monthly remuneration or total annual salary in South African Rand (ZAR).

2

Enter Gross Remuneration

Type your agreed gross salary before statutory deductions.

3

Configure Demographics & Deductions

Set your age category for rebates, your pension contribution percentage, and medical scheme dependants.

4

Review Net Pay

View your net take-home salary, PAYE withheld, and total statutory contributions.

Privacy & In-Browser Execution Guarantee

100% confidential. All salary calculations run locally on your device with zero server telemetry.

Frequently Asked Questions

What are the tax thresholds in South Africa for 2024/2025?

Taxpayers earning below these annual amounts pay no PAYE: R95,750 for individuals under 65, R148,217 for persons aged 65 to 74, and R165,689 for persons 75 and older.

How does UIF work and what is the maximum deduction?

The Unemployment Insurance Fund (UIF) employee deduction is 1% of gross remuneration, capped at an earnings ceiling of R17,712 per month (maximum monthly deduction of R177.12).

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