About Retirement Calculator
Plan your retirement nest egg using the proven 4% safe withdrawal rule. Compare projected portfolio accumulation against future inflation-adjusted retirement living expenses.
Key Capabilities & Features
- Calculates total required retirement nest egg using the 4% Safe Withdrawal Rule (25x expenses)
- Projects portfolio accumulation based on current age, retirement age, and monthly savings
- Adjusts future retirement living expenses for inflation
- Evaluates retirement readiness with funding percentage and surplus/shortfall metrics
How to Use Retirement Calculator
1
Enter Ages
Input current age and target retirement age.
2
Input Financials
Enter current savings and planned monthly contributions.
3
Set Retirement Budget
Enter desired monthly spending in retirement.
Privacy & In-Browser Execution Guarantee
100% client-side privacy. Confidential personal retirement plans stay on your device.
Frequently Asked Questions
What is the 4% Rule?
Originating from the Trinity Study, the 4% rule suggests that withdrawing 4% of your retirement portfolio in the first year, and adjusting for inflation each subsequent year, provides a high probability of your money lasting at least 30 years.