About Swiss Salary Calculator & Tax Deductions (Lohnrechner Schweiz)
Calculate exact net take-home salary in Switzerland (CHF). Includes 1st pillar state social security (AHV/IV/EO 5.3%), unemployment insurance (ALV 1.1%), 2nd pillar occupational pension (BVG / LPP) by age bracket, non-work accident insurance (NBU), and Cantonal withholding tax (Quellensteuer) across all Swiss Cantons.
Key Capabilities & Features
- Statutory 1st Pillar AHV/IV/EO employee deduction (5.30% uncapped)
- ALV unemployment insurance (1.10% capped at CHF 148,200)
- BVG / LPP 2nd Pillar pension calculations adjusted by statutory age brackets (25-34, 35-44, 45-54, 55-65)
- Cantonal withholding tax (Quellensteuer) estimations across Zurich, Geneva, Zug, Basel, and more
- Support for 12 monthly payments or 13 monthly salaries (13. Monatslohn)
How to Use Swiss Salary Calculator & Tax Deductions (Lohnrechner Schweiz)
Enter Gross Salary (CHF)
Type your gross annual or monthly earnings in Swiss Francs.
Configure Age & Canton
Select your age bracket for BVG pension and choose your Canton of residence.
Inspect Net Take-Home Pay
View your monthly and annual take-home salary with an itemized list of all social and tax deductions.
Privacy & In-Browser Execution Guarantee
100% client-side privacy. Your Swiss compensation parameters never leave your local device.
Frequently Asked Questions
How do Swiss pension (BVG / 2. Säule) rates change with age?
BVG pension savings rates increase as you get older: 7% total (3.5% employee) for ages 25-34; 10% total (5% employee) for ages 35-44; 15% total (7.5% employee) for ages 45-54; and 18% total (9% employee) for ages 55-65, applied on coordinated salary.
What is the 13th month salary (13. Monatslohn) in Switzerland?
Many Swiss employment contracts include a 13th month salary, dividing the agreed annual gross compensation into 13 equal payments, with two payouts typically delivered in December.