About South Korea Net Salary & 4 Major Insurances (실수령액 계산기)
Accurate Korean salary take-home calculator (연봉 실수령액 계산기). Calculates exact monthly and annual take-home pay with the 4 Major Social Insurances (4대 사회보험: National Pension 국민연금 4.5%, Health 건강보험 3.545%, Long-term Care 장기요양보험 12.95%, Employment 고용보험 0.9%), National Tax Service simplified income tax (근로소득세), local income tax (지방소득세 10%), and ₩200,000 monthly non-taxable meal allowance (비과세 식대).
Key Capabilities & Features
- Updated 2024/2025 statutory 4 Major Insurance contribution rates (~9.4% employee share)
- National Pension ceiling cap enforcement (₩6,170,000 monthly base)
- Non-taxable meal allowance (비과세 식대 ₩200,000) deduction from taxable base
- National Tax Service (국세청) earned income tax schedule with family dependent adjustments
- Itemized monthly and annual take-home wage breakdowns with 1-click clipboard export
How to Use South Korea Net Salary & 4 Major Insurances (실수령액 계산기)
Enter Annual Salary (연봉)
Enter your contract annual or monthly wage in Korean Won (₩).
Configure Meals & Family
Set non-taxable meal allowance (식대) and number of dependents including yourself.
Check Net Pay (실수령액)
Inspect your net monthly direct bank deposit and exact itemized 4 Major Insurance deductions.
Privacy & In-Browser Execution Guarantee
100% confidential. Your Korean salary data is computed on your machine with zero server storage.
Frequently Asked Questions
What are the 4 Major Insurances (4대보험) in South Korea?
The 4 major statutory social insurances in Korea are: National Pension (국민연금, 4.5% employee), Health Insurance (건강보험, 3.545%), Long-term Care Insurance (장기요양보험, 12.95% of health), and Employment Insurance (고용보험, 0.90%). Employers match pension, health, and part of employment contributions.
What is the non-taxable meal allowance (비과세 식대) in Korea?
In South Korea, up to ₩200,000 per month of employee meal allowance is legally exempt from earned income tax and 4 major insurance calculations, directly increasing take-home pay.